Texas · Private Real Estate Lending
Funding built for investors, builders & developers.
Financing solutions traditional banks often can’t provide — structured around your deal, not a credit box. We look at the project, not a personal-finance checklist.
Fast · Flexible · Relationship Driven
Our Loan Programs
Financing built around the deal
Business-purpose lending designed around investment properties, construction projects, and growth — not a personal credit box.
DSCR Rental & Cash-Out
Long-term financing based on rental income — not personal income. Available for purchases, refinances, cash-out, and Airbnb properties.
- No personal income verification
- Up to 80% LTV
- 640+ credit score
- 5+ units allowed
Hard Money Cash-Out
Unlock the equity in your investment property without traditional income requirements. Perfect for your next purchase or business expansion.
- No credit score minimum
- No job or income proof required
- Low documentation
- Quick closings
Hard Money Purchase
Fast asset-based financing for investors buying properties the bank won’t finance.
- No credit score minimum
- No job or income proof required
- Low documentation
- Quick closings
Fix & Flip
Purchase and rehab financing designed to help investors acquire, renovate, and sell properties for profit.
- First-time investors welcome / 0 experience needed
- Up to 90% purchase financing*
- 100% rehab financing*
*Subject to experience and lender guidelines.
Ground-Up Construction
Finance new construction from lot acquisition through completion with flexible draw schedules.
- First-time builders welcome / 0 experience needed
- 620+ credit options
- Lot equity can count as your down payment
Bridge & Short-Term
Short-term financing for acquisitions, cash-out, payoff deadlines, and value-add opportunities.
- Fast closings
- Interest-only payments
- Flexible exit strategies
Why Solis Capital
We’ve worked inside the industry — not just lent to it.
We don’t go to one bank — we look at the deal and find the capital to fund it. The result is financing that fits how investors, builders, and developers actually work.
“You speak directly with the owner — not a call center.”
Justin Solis · FounderInvestor-focused solutions
Programs built for investors, builders, landlords, and business-purpose borrowers.
Flexible financing structures
Multiple sources of private capital — we structure financing around the deal, not one bank’s box.
Real estate & construction experience
Years inside the industry: brokerage, construction, and investing — not just lending to it.
Fast deal review & pre-approvals
Quick scenario review so you know where you stand before you commit.
Relationship-driven service
We build relationships, not one-and-done deals — and we want clients doing more volume.
Solutions beyond traditional banks
Financing for scenarios that fall outside conventional banking guidelines.
How It Works
A simple, four-step process
Submit your scenario
Tell us about your deal, property, or project.
Deal review & strategy
Our team reviews the opportunity and structures financing options.
Loan pre-approval
Receive feedback, terms, and program direction.
Funding & execution
Move forward with your acquisition, refinance, or build.
No credit pulled to get started.
Recent Fundings
Funded across Texas
Sample deal structures — real funded numbers drop in here as they’re cleared to share.
Single-family flip
- Loan
- $528K
- LTV
- 80%
- Rate
- 10.75%
- Term
- 12 mo
Purchase plus 100% of rehab funded for an experienced borrower — structured to keep the flip moving from close to completion.
Ground-up new build
- Loan
- $525K
- LTV
- 75%
- Rate
- 12%
- Term
- 12 mo
Lot acquisition financed through staged completion draws, released as each phase of the build was cleared.
Rental refinance
- Loan
- $460K
- LTV
- 70%
- Rate
- 11.5%
- Term
- 30 yr
Cash-out refinance on a stabilized rental, pulling equity back out to fund the borrower's next acquisition.
About Solis Capital
Who we are
Solis Capital Investments & Funding LLC is a Texas-based real estate financing and investment company specializing in creative lending solutions for investors, builders, developers, and business-purpose borrowers.
We understand real estate because we’ve worked inside it — from construction and investing to financing and brokerage. Our goal isn’t just to provide capital; it’s to help clients build long-term growth through education, experience, and financing that fits the deal.
Every successful investor starts with a game plan — whether it’s your first investment property or your twentieth project.
Justin Solis· Founder & Owner
Client Reviews
Trusted by investors & builders
What clients across the Rio Grande Valley say about working with us.
“Solis Capital Investments made selling my property incredibly easy. They were honest, professional, and kept me informed throughout the entire process. I highly recommend them to anyone in the RGV looking for a stress-free experience.”
Maria · McAllen, TX“I wasn’t sure what my options were, but the team at Solis Capital Investments took the time to explain everything clearly. They offered a fair deal and closed quickly. Great people to work with.”
Javier · Mission, TX“From the first phone call to closing, Solis Capital Investments exceeded my expectations. Their local knowledge of the Rio Grande Valley and commitment to helping their clients really sets them apart.”
Sandra · Edinburg, TXFAQ
Common questions
Quick answers on borrowers, timelines, and how our programs work.
What types of borrowers do you work with?
Primarily real estate investors, builders, developers, landlords, and business-purpose borrowers — not personal home buyers.
Do you fund first-time investors?
Yes. Certain programs may accommodate newer investors depending on deal strength, liquidity, equity, and project structure.
How fast can financing move?
Timeframes vary by loan type, property, and documentation, but many programs are structured for speed and efficiency.
Do you work outside Texas?
Yes. Program availability may vary depending on product and property location.
Do you offer financing that banks may not?
Many of our programs are designed for scenarios that fall outside traditional banking guidelines.
Get Started
Ready to discuss your deal?
Whether you’re building, flipping, refinancing, or scaling — we’re ready to review your scenario. No credit pulled to get started.
Apply · Send your scenario
Business-purpose inquiries only. Submitting this form is not an application for credit and pulls no credit.